Inovasi Produk Minyak Kelapa dan Penguatan Literasi Keuangan: Pemberdayaan Ibu-Ibu PKK Menuju Kemandirian Ekonomi Rumah Tangga

Authors

  • Ika Wulandari Universitas Mercu Buana Yogyakarta, Indonesia
  • Endang Sri Utami Universitas Mercu Buana Yogyakarta, Indonesia
  • Djaelani Susanto Universitas Mercu Buana Yogyakarta, Indonesia

DOI:

https://doi.org/10.33394/jpu.v7i1.18362

Keywords:

Community Empowerment, Coconut Oil, Diversification, Innovation, Financial Management

Abstract

This community service program aims to empower members of the PKK women’s group through the transfer of technology in processing virgin coconut oil (VCO) into herbal balm products, accompanied by business financial management mentoring to promote economic self-reliance in Padukuhan Kenteng, Gunungkidul. The program was implemented using a Participatory Rural Appraisal (PRA) approach, with activities comprising counseling sessions, training, and mentoring. Program evaluation employed structured pre-test and post-test questionnaires, supported by observations of practical activities and interviews. Data were analyzed using descriptive and comparative methods, as well as qualitative analysis. Based on the program outcomes, all training components demonstrated significant improvement following the intervention. Participants’ understanding and skills in coconut utilization, VCO production, and herbal balm processing increased from approximately 25–45% prior to the program to around 85–90% after its implementation. Meanwhile, competencies in financial management, including the calculation of cost of production and pricing strategies, also improved from approximately 50–55% to 90–95%, indicating the effectiveness of the program in enhancing both technical and managerial capacities. Overall, this activity is expected to foster community empowerment that ultimately leads to increased household income and family economic independence.

References

Darmawan, D. I., Adiyanto, Y., Sunaryo, D., & Firdaus, A. (2024). Financial Management Strategies for Improving The Performance of Small and Medium Enterprises: A Case Study of Traditional Indonesian Food Outlets. Ilomata International Journal of Management, 6(1), 174–197. https://doi.org/10.61194/ijjm.v6i1.1444

Darmawan, A., Pratiwi, R. D., & Suryani, N. (2024). Financial planning and business–household financial separation on MSMEs performance. Jurnal Keuangan dan Perbankan, 28(1), 67–80.

Dayrit, F. M. (2015). The properties of lauric acid and their significance in coconut oil. Journal of the American Oil Chemists’ Society, 92(1), 1–15. https://doi.org/10.1007/s11746-014-2562-7

Febriansyah, E., Dhayan, H., Martya, C., Azwani, A., Rianto L. Gaol, T., Pascasia, R. C. L., & Lestari, F. A. (2025). Pelatihan penentuan harga pokok produksi dan strategi penetapan harga. IJTIMA’: Jurnal Pengabdian Masyarakat. https://doi.org/10.25299/ijtima.2025.21752

Hakim, A., Amantara, D. H., Wulandari, I., Asifah, S. A. N., Subowo, F., Andriani, K. M., & Espandiarti, T. Y. (2024). Pemberdayaan masyarakat melalui diversifikasi produk turunan serai wangi: Lilin aromaterapi dan karbol. JCOMENT, 5(3), 32–41. https://doi.org/10.55314/jcoment.v5i1.812

Hakim, A., Wulandari, I., Resing, D. T., Masruroh, B., Mahardika, B. P., Tias, B. S. N., et al. (2024). Pendampingan diversifikasi olahan serai wangi pada kelompok wanita tani Desa Wukirsari, Bantul Yogyakarta. JPKMN, 5(4), 55–62.

Hutomo, Y. P., Awa, A., & Setiawan, A. B. (2024). Pelatihan dan pendampingan penghitungan harga pokok produksi pada UMKM daur ulang limbah Kecamatan Bogor Selatan. Educivilia: Jurnal Pengabdian Pada Masyarakat, 6(1). https://doi.org/10.30997/ejpm.v6i1.16282

Hutomo, P. T., Awa, A. A., & Setiawan, D. (2024). Financial literacy and cost of production calculation as determinants of MSMEs pricing accuracy. Journal of Small Business and Entrepreneurship Development, 6(1), 45–58.

Londol, T. Y. M., Miru, S., & Asngadi. (2024). Sustainable Business Strategy Through Product Innovation in VCO Start Businesses. Journal of Business, Economics, and Social Science Review, 1(1). https://doi.org/10.58857/JBESSR.2024.v01.i01.p01

Organisation for Economic Co-operation and Development. (2017). Enhancing the contributions of SMEs in a global and digitalised economy. OECD Publishing.

Rahayu, F. S., Risman, A., Firdaus, I., & Haningsih, L. (2024). The Behavioral Finance of MSME in Indonesia: Financial Literacy, Financial Technology (Fintech), and Financial Attitudes. International Journal of Digital Entrepreneurship and Business, 4(2). https://doi.org/10.52238/ideb.v4i2.127

Rusdianto, A. S., Amilia, W., & Nugroho, D. A. (2023). Analisis Kelayakan Ekonomi pada Industri Virgin Coconut Oil (VCO) di Sukorejo Kecamatan Sumbersari Kabupaten Jember. Jurnal Agroteknologi, 14(2). https://doi.org/10.19184/j-agt.v14i02.16614

Tambunan, T. (2019). Recent evidence of the development of micro, small and medium enterprises in Indonesia. Jakarta: LP3ES.

Wibowo, S. P. S., Zahra, A. A., & Sholih, M. G. (2024). Formulasi dan evaluasi sediaan cleansing balm berbahan dasar minyak jarak (Ricinus communis L.) dan minyak kelapa murni (Cocos nucifera L.). Jurnal Integrasi Kesehatan, 6(2), 88–95.

Wardani, F. D., Puryantoro, & Suryaningsih, Y. (2024). Supply Chain and Development Strategy of Virgin Coconut Oil (VCO) CV. Aji Saka Kelapa. Jurnal Agribisains, 11(1). https://doi.org/10.30997/jagi.v11i1.15200

Widyasanti, A., Winaya, A. T., & Rosalinda, S. (2019). Pembuatan sabun cair berbahan baku minyak kelapa dengan berbagai variasi konsentrasi ekstrak teh putih. Jurnal Agrointek, 13(2), 123–130.

Wulandari, I., Setyoko, A., & Lestari, R. D. (2023). Pelatihan tertib administrasi dan manajemen keuangan pada Kelompok Wanita Tani Sewagati Gamping Yogyakarta. JPKMN, 4(3), 2263–2269.

Downloads

Published

2026-02-08

How to Cite

Wulandari, I., Sri Utami, E., & Susanto, D. (2026). Inovasi Produk Minyak Kelapa dan Penguatan Literasi Keuangan: Pemberdayaan Ibu-Ibu PKK Menuju Kemandirian Ekonomi Rumah Tangga. Jurnal Pengabdian UNDIKMA, 7(1), 106–116. https://doi.org/10.33394/jpu.v7i1.18362

Issue

Section

Articles

Citation Check